Simple Businesses you can start today without a kobo in nigeria

Indeed, ideas rule the world.  This statement has been seen to stand the test of time as it brings an unforgettable experience once applied. 

Fast forward to reality. It's no news that things aren't going well, and the economy isn't smiling with anyone. While others are still trying to assimilate this fact, others are smiling at their fat bank account(s).

Over 65% of creative business idea owners in Nigeria are broke. The reason is that they don't have the capital to start the business. How frustrating can this be!

If you're in this category, don't feel bad, because we still have people who don't even have a business idea. if you're also in this space, don't feel bad. This post is here to help you scale up.

There are several businesses you can start without having a dime, yeah, you heard me. stop beating yourself. Roll your sleeves, let's work-talk.

This post is my personal research, and it's a tested and proven idea. Not a diluted story.

1. Middleman Business

   The simplest way to start a business and make cool money in Nigeria is a middleman business. You don't need capital to do so. Just your availability. All you need is, connect buyers to sellers, and get your percentage from the transaction. quite simple, right? No stress. You don't even need an office to do that. 

With your smartphone, you can pool traffic to yourself. just meet brands, and business owners to allow you have their contact information and products. you can then snap some of the products and post it online, once a client sees it, and likes it, they will contact you, and you can add your price on top of the original price. (Don't allow greed to make you add an exorbitant amount o😆) Something not too expensive, at least for a start, just to gain your audience's trust.

You can decide which area of business to go into. examples include ; make up products , electronics, gadgets, etc. 

Tips: Before you go into this business, run a survey on the needs of your environment. What do they consume, but have to pay their way to get it. And look for a trustworthy supplier. That's it.  you can then go ahead to make your business known to everyone.

2.  Agency Business

This particular type of  business is so dear to me because this was a survival net for me back then as an undergraduate. I needed money badly, and so the idea came into play. I met few individuals who were also into this business, and I discussed with them that if I bring clients will get my commission. and they accepted. of course, everyone wants to make sales from his business. I got back to school, targeted the freshers(newly admitted students),and did my publicity there. 

Within three days, I got a call from two students placing an order. I took them to the apartment, they paid, and I got my first income. That felt really cool. No stress, just talking. since then, i took it so personal that people around me were tired of me and agency business. i got referrals, and this business linked me up with so many individuals, and I haven't regretted it. 

I started with just my mouth funds, no bank loan, no borrowing from Loan apps. Just my mouth. I never had any apartment on my own, but I built contacts that if I need any apartment within my jurisdiction, all I need is to call. That's it. So simple

sometimes, money is scared of coming to you because you are not ready for it. how well are you planning to spend the expected money? 

I wrote a post on why money is scarce in your hands. Read it to get clarity on some fundamentals

  https://logicwithgideon.blogspot.com/2025/06/why-is-money-scarce-in-my-hands.html .

Agency businesses are of various types. Depending on your interest. Mine was a property agency. 

3.Errand  Business

   

A lot of  people are just to busy to take care of themselves, get what they want, buy groceries, and all. That's a lucrative business to jump into. we have bankers, CEOs, and top personalities struggling to go to the market to get what they need, some too are just too lazy to do shopping. Logically speaking, you are meant to leverage that, and make your money. 

volunteer to get them these items while they say thank you to your bank account. imagine having 5 clients, and you charge #5000.00 per shopping. how much is that? And of course, this set of people will have friends like them. With your commitment and sincerity, they can recommend you, and the chain will keep moving till you're always fully booked. You don't need capital to start it. Just your willingness.

These businesses are very effective and stress-free. you can grow with it to a standard you want. 

It just requires your consistency and Diligence. "You just have to start somewhere".

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written by 

Gideon Etim

(LogicPilot)